5 points to remember
Cash to consolidate debt and get better settlements.
Loans can be the answer if you have the money to pay them back.
A short term loan regardless of the interest can be a good thing but are meant to be short term.
When you are trying to get a mortgage do not go out for a loan at the same time.
Your debt ratio matters too much credit is Just as bad as no credit.
WHAT WE WILL DO FOR YOU
Review your credit
Discuss what you should and shouldn’t pay and why
Discuss debt ratio and how it works
Help you come up with a plan of action
Assist you in the negotiation and settlement of your debts
Review the difference between a short term loan versus a long term loan
Review interest rates and how to make them work for you.
Make sure that the payments are reported accurately and in a timely fashion with your credit bureau
Discuss your goals and steps forward
- New credit and when you should you get it.